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Home Equity Loans

A home equity loan may be an excellent way to utilize the equity in your home for a variety of reasons.  It may be utilized to finance:

  • Educational Expenses
  • Major purchases such as a boat, car, second home, or once in a lifetime vacation
  • Unexpected major medical expenses
  • Consolidate high finance charge debts into a lower interest rate loan.

Please use the Home Equity Process to learn more about obtaining a home equity loan.  

Our Loan Consultant can find the home equity    loan that's right for you and give you quotes on current interest rates and closing costs.  Or select the specific home equity loan program that interests you to learn more about our various loan programs.

5 Year Fixed Home Equity

Best Choice If:

You are looking for a fixed term, fixed payment loan.		Advantages:

Interest Rate if fixed for 5 Years. Less interest paid.		Disadvantages:

May have a rate slightly higher than other adjustable rate home equity loans. Payment stays the same every month.

5 Year Fixed Home Equity 1st Lien Positon

Best Choice If:

You currently do not have a mortgage on your home.		Advantages:

Interest Rate if fixed for 5 Years. Less interest paid.		Disadvantages:

May have a rate slightly higher than other adjustable rate home equity loans. Payment stays the same every month.

10 Year Fixed Home Equity

Best Choice If:

You are looking for a fixed term, fixed payment loan.		Advantages:

Fixed Rate for 10 years		Disadvantages:

May have a rate slightly higher than other adjustable rate home equity loans.

10 Year Fixed Home Equity 1st Lien Position

Best Choice If:

You currently do not have a mortgage on your home. 		Advantages:

Fixed Rate for 10 years		Disadvantages:

May have a rate slightly higher than other adjustable rate home equity loans.

15 Year Fixed Home Equity

Best Choice If:

You are looking for a fixed term, fixed payment loan.		Advantages:

Interest Rate if fixed for 15 Years.		Disadvantages:

May have a rate slightly higher than other adjustable rate home equity loans.

15 Year Fixed Home Equity 1st Lien Position

Best Choice If:

You currently do not have a mortgage on you home. 		Advantages:

Interest Rate if fixed for 15 Years.		Disadvantages:

May have a rate slightly higher than other adjustable rate home equity loans.

Mortgage Rates

The Loan Consultant feature determines the products and rates that match your needs.

Ready to Start?

To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets.

Apply